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Help to Buy ISA – The Final Countdown

Many first time buyers would benefit from the Government’s Help to Buy ISA. But with the deadline for applications fast approaching, you’ll need to get a move on! What is the Help to Buy ISA? The Help to Buy ISA is a savings account specifically designed to help first time buyers get on the property ladder. You can save…

The History of Your Home

The History of Your Home Have you been inspired by TV shows like Who Do You Think You Are? and A House Through Time? Researching your family tree has long been a favoured pastime in this country, and it’s no longer just the prerogative of people of a certain age! But have you ever wondered…

Build to Rent

Build to Rent High deposits, affordability issues and rising house prices have made home ownership a pipe dream for those looking to get on the property ladder, and as a result, many people are opting for long-term rentals instead. Over the past 10 years, the number of renters in the UK has doubled, with around…

Conveyancing myths busted

Buying or selling a house? Wondering whether you need a solicitor? The property law experts let the cat out of the bag. Watch the video and turn myth to truth.  

Guide to buying a family home

Buying a family home is an exciting milestone, but there’s an awful lot you need to think about. Whether you’re moving to a bigger property to accommodate a growing family, or choosing your forever family home, there are certain things you’ll want to look out for as you make your decision. Layout With young children…

Our Top 5 Tips for Moving Day

For months now, you’ve been planning, anticipating and working hard for this very day, and now it’s finally here. It’s Moving Day! So how do you feel? Excited, eager and in control? Or apprehensive, stressed and worried? If you’re the kind of person that thrives on a tight deadline and tends to leave tasks until…

Selling in summer?

When is the best time to sell a house? Ask the average person on the street and they’ll no doubt say spring, or perhaps even autumn. It’s a commonly held belief that selling your home at any other time of year is a grave error that’s sure to see your property sitting on the shelf…

Things to do before you move house

Moving house can be a stressful time for all involved, from managing viewings and placing offers on a new place, right through to packing your belongings and picking up your keys. With so much to do and so many things to remember, it can be all too easy to forget those small, seemingly trivial yet…

Renters’ guide to the new Tenant Fees Act

The law regarding charges for new tenants has changed. Are you up to speed? If you rent a property, you’ll need to know the ins and outs of the new Tenant Fees Act, which came into force on June 1st 2019. The new legislation applies to new tenancies as well as renewals of tenancies and…

Mortgage Payment Protection

Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage payment protection in place, you won’t lose the roof over your head if the worst happened. Mortgage Payment Protection Insurance (MPPI) is a policy…

Guiding you through your remortgage

Your Remortgage – guiding you through the process. Confused about how a remortgage works? We know moving to a new mortgage lender can be a daunting prospect, especially if you’ve not done it for a while or in fact ever! We understand that and want to help reassure you that it needn’t be as scary…

Remortgaging – how long does it take?

Are you unsure about the remortgage process? Do you have questions about how quickly things happen? This article will clear up any confusion, answer some of the most frequently asked questions about remortgage timescales and provide advice about how you can help speed up the process. How long does the process take? Some of the…

Completing your Remortgage Questionnaire

Have you received your remortgage questionnaire and don’t know where to start? Do you need some help from us so that you can complete it? This article will talk you through why the questionnaire is important and what information we need. Why do I need to complete the questionnaire, I have already given this information…

Should you remortgage?

Should you remortgage? Taking out a new mortgage on a property you already own is known as remortgaging. Why should you remortgage? There are plenty of good reasons to take this step – and several good reasons why it might not be the best idea for you. If you’re thinking of remortgaging, check out our…

What is equity release?

Equity release: The fastest growing sector in the mortgage market What is equity release? Equity release provides homeowners over the age of 55 with the option to release money from their home. They can continue to live in the property whilst supplementing their income without necessarily having to commit to any monthly repayments. A lifetime…

Completing your Mortgage Deed

Questions about your mortgage deed? Not sure how to complete the deed correctly? Reading this article will set your mind at ease and guide you successfully through this process. What is the Mortgage Deed? This can sometimes be known as the legal charge form. Your mortgage deed is usually a 1 or 2 page document…

Understanding your Transfer of Equity

Confused about what a Transfer of Equity is? Unsure about what happens and what you need to do? This article will help you understand this process in more detail. What is a Transfer of Equity or Transfer of Title? A Transfer of Equity or Transfer of Title is when someone is added or removed from ownership…

Information about your redemption statement

Do you have questions about your redemption statement? This article shows some of the most frequently asked questions about what a redemption statement is, early redemption penalties and timescales. What is a redemption statement? A redemption statement is provided by your current lender and will tell us how much you owe on your existing mortgage. Do…

Help to Buy ISA – The Final Countdown

Many first time buyers would benefit from the Government’s Help to Buy ISA. But with the deadline for applications fast approaching, you’ll need to get a move on! What is the Help to Buy ISA? The Help to Buy ISA is a savings account specifically designed to help first time buyers get on the property ladder. You can save…

Conveyancing myths busted

Buying or selling a house? Wondering whether you need a solicitor? The property law experts let the cat out of the bag. Watch the video and turn myth to truth.  

Guide to buying a family home

Buying a family home is an exciting milestone, but there’s an awful lot you need to think about. Whether you’re moving to a bigger property to accommodate a growing family, or choosing your forever family home, there are certain things you’ll want to look out for as you make your decision. Layout With young children…

Selling in summer?

When is the best time to sell a house? Ask the average person on the street and they’ll no doubt say spring, or perhaps even autumn. It’s a commonly held belief that selling your home at any other time of year is a grave error that’s sure to see your property sitting on the shelf…

Mortgage Payment Protection

Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage payment protection in place, you won’t lose the roof over your head if the worst happened. Mortgage Payment Protection Insurance (MPPI) is a policy…

Help To Buy – an overview

If you’re struggling to get on the property ladder there are a number of government schemes designed to give you a leg up. In this article, we look at the various options available to you, depending on whereabouts in the UK you reside. Help To Buy – Equity Loans Help To Buy England With this…

Our Top 4 House Buying Tips

4 things you must do BEFORE you start house hunting Buying a new home is one of the biggest decisions you’ll ever make, so it’s worth putting the work in before you start your search, to ensure you’re properly prepared. Our list of things to do before you start house hunting will help you get…

The rise of the side hustle

It’s a well documented and often quoted fact that these days, the majority of millennials are struggling to pull together a large enough deposit to buy their first home. The increased cost of living combined with stagnant wages and job insecurity is making saving an unrealistic prospect for many young people. In order to get…

Gardens to help sell your home

Spring has finally sprung and the sun has started making more of a regular appearance. We’re seeing the first BBQs of the year and people are flocking outdoors to enjoy the good weather. In our country, we don’t tend to see a great deal of sunshine, so when the mercury does rise, we Brits embrace…

The History of Your Home

The History of Your Home Have you been inspired by TV shows like Who Do You Think You Are? and A House Through Time? Researching your family tree has long been a favoured pastime in this country, and it’s no longer just the prerogative of people of a certain age! But have you ever wondered…

Guide to buying a family home

Buying a family home is an exciting milestone, but there’s an awful lot you need to think about. Whether you’re moving to a bigger property to accommodate a growing family, or choosing your forever family home, there are certain things you’ll want to look out for as you make your decision. Layout With young children…

Our Top 5 Tips for Moving Day

For months now, you’ve been planning, anticipating and working hard for this very day, and now it’s finally here. It’s Moving Day! So how do you feel? Excited, eager and in control? Or apprehensive, stressed and worried? If you’re the kind of person that thrives on a tight deadline and tends to leave tasks until…

Selling in summer?

When is the best time to sell a house? Ask the average person on the street and they’ll no doubt say spring, or perhaps even autumn. It’s a commonly held belief that selling your home at any other time of year is a grave error that’s sure to see your property sitting on the shelf…

Things to do before you move house

Moving house can be a stressful time for all involved, from managing viewings and placing offers on a new place, right through to packing your belongings and picking up your keys. With so much to do and so many things to remember, it can be all too easy to forget those small, seemingly trivial yet…

Top 5 Tips For Successful Viewings

If you choose to sell your home through an online estate agency, you could save yourself a great deal of money. However, although some online estate agents do offer to manage your viewings on your behalf, most will expect you to carry them out yourselves. Doing your own viewings sounds straightforward enough. After all, it’s…

Move or Improve? Adding value to your home

Adding value to your home Most financial experts agree that it’s generally wiser to improve your current home rather than move to a new abode. But what are the best ways to add value to your property? 1. Convert your cellar If you have a cellar, you should consider transforming it into a living space…

Running a business from your home

If you’re planning to take the leap into self-employment, you may well be about to join the growing number of people who run a small business from home. If that’s the case, there are a few practical aspects you’ll need to consider. We’ve put together a handy checklist so that nothing essential gets missed as…

Our Top 4 House Buying Tips

4 things you must do BEFORE you start house hunting Buying a new home is one of the biggest decisions you’ll ever make, so it’s worth putting the work in before you start your search, to ensure you’re properly prepared. Our list of things to do before you start house hunting will help you get…

What is a conveyancer?

What is a conveyancer? Confused about what is meant by the term ‘Conveyancer’? “Conveyancing” is the term used to describe the area of law which deals with the legal process of the transfer of property. Put simply then, a “Conveyancer” is a legal representative who carries out this service on behalf of customers who are…

Right to buy: Am I eligible?

The Right to Buy scheme is a fantastic way to purchase your first home. However, if you are new to the property ladder, you may not be aware of what makes you eligible to qualify for Right to Buy discounts. In May 2015, the eligibility rules for Right to Buy changed; occupants now only need…

What kind of survey do you need?

What kind of survey do you need? Having a property survey done is one of the most important steps on the journey to homeownership. Your home is probably the biggest purchase you’ll ever make, so you’ll want to know in advance if there are any underlying issues. After all, you don’t want to risk any…

Prices you continue to pay after you’ve bought

If you’ve decided to purchase your council-owned property and want to take advantage of the Right to Buy government scheme, this will help you to own your own home at a reduced price. However, there are still a variety of ongoing costs that you, as a homeowner, will be required to pay after you have…

Possible complications to prepare for with Right to Buy

The Right to Buy scheme gives council tenants the option of owning their own home at a greatly reduced rate, helping thousands of people to get on the property ladder. Nonetheless, like any major decision, there are potential complications that you should be prepared for with Right to Buy. We at Enact have put together…

What is Right to Buy?

The Right to Buy scheme has been helping council tenants own their own homes for nearly 40 years. Introduced in 1980, the Right to Buy scheme assists those who live in properties owned by the council to purchase their home for a reduced rate, discounted by up to £78,600 for properties outside of London. For…

Help to Buy ISA – The Final Countdown

Many first time buyers would benefit from the Government’s Help to Buy ISA. But with the deadline for applications fast approaching, you’ll need to get a move on! What is the Help to Buy ISA? The Help to Buy ISA is a savings account specifically designed to help first time buyers get on the property ladder. You can save…

Conveyancing myths busted

Buying or selling a house? Wondering whether you need a solicitor? The property law experts let the cat out of the bag. Watch the video and turn myth to truth.  

Guide to buying a family home

Buying a family home is an exciting milestone, but there’s an awful lot you need to think about. Whether you’re moving to a bigger property to accommodate a growing family, or choosing your forever family home, there are certain things you’ll want to look out for as you make your decision. Layout With young children…

Mortgage Payment Protection

Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage payment protection in place, you won’t lose the roof over your head if the worst happened. Mortgage Payment Protection Insurance (MPPI) is a policy…

Help To Buy – an overview

If you’re struggling to get on the property ladder there are a number of government schemes designed to give you a leg up. In this article, we look at the various options available to you, depending on whereabouts in the UK you reside. Help To Buy – Equity Loans Help To Buy England With this…

Our Top 4 House Buying Tips

4 things you must do BEFORE you start house hunting Buying a new home is one of the biggest decisions you’ll ever make, so it’s worth putting the work in before you start your search, to ensure you’re properly prepared. Our list of things to do before you start house hunting will help you get…

The rise of the side hustle

It’s a well documented and often quoted fact that these days, the majority of millennials are struggling to pull together a large enough deposit to buy their first home. The increased cost of living combined with stagnant wages and job insecurity is making saving an unrealistic prospect for many young people. In order to get…

What is a tracker mortgage?

What is a tracker mortgage? There are thousands of mortgage products available on today’s market, and knowing which one is right for you can be a real headache. However, they generally fall into one of two camps – fixed or variable. Tracker mortgages are a kind of variable mortgage which usually tracks the Bank of…

Buying a fixer-upper

By now, we’ve all seen countless TV shows devoted to DIY, home improvements and property renovation. Whether they’re about building a grand design, transforming a French chateau or picking up a bargain to sell on, we can’t get enough of them! The TV experts often make big projects look easy, but in reality, taking on…

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