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With mortgage and interest rates at some of their highest rates in 15 years and a notable contraction in mortgaged house purchases, it’s a troubling time for home buyers.

The UK Finance Household Finance Review for Q1 2023, has shown the cost of living and increases in interest rates are having a very much demonstrable effect on household affordability limits.

Since the Covid-19 pandemic struck many mortgage lenders withdrew their high loan-to-value (LTV) products, leaving first-time buyers with smaller deposits unable to access mortgage products that [...]

In this article, we’ll be looking into one of the specific options available (usually) to parents and close relatives to help their children raise the funds required for a deposit when purchasing [...]

The Coronavirus pandemic has affected us in a lot of different ways. From various adaptations, this year has seen many people being placed on furlough, the Coronavirus Job Retention Scheme. But [...]

The Land Registry have recently confirmed that over 1,000 remortgage deeds have now been signed digitally. Enact were the first to have a remortgage registered using a digitally signed mortgage [...]

Many first time buyers would benefit from the Government’s Help to Buy ISA. But with the deadline for applications fast approaching, you’ll need to get a move on! What is the Help to Buy [...]

Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage [...]