The UK Finance Household Finance Review for Q1 2023, has shown the cost of living and increases in interest rates are having a very much demonstrable effect on household affordability limits.
The Land Registry have recently confirmed that over 1,000 remortgage deeds have now been signed digitally. Enact were the first to have a remortgage registered using a digitally signed mortgage [...]
Many first time buyers would benefit from the Government’s Help to Buy ISA. But with the deadline for applications fast approaching, you’ll need to get a move on! What is the Help to Buy [...]
Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage [...]
What is a tracker mortgage? There are thousands of mortgage products available on today’s market, and knowing which one is right for you can be a real headache. However, they generally fall into [...]
Poor credit mortgages If you’ve had credit problems in the past, you may have trouble getting accepted for a mortgage. However, it’s not impossible. Poor credit mortgages can give even high-risk [...]
Bank of Mum and Dad – Helping your children to buy a home The so-called bank of Mum and Dad may be the quickest and easiest way to help grown-up children on to the property ladder. If you [...]
Buy-to-let mortgage guide Do you need a buy-to-let mortgage? Despite recent changes, designed to put the brakes on the booming ‘buy-to-let’ market, buying a property to rent out remains a popular [...]
Guide to first-time buyer mortgages Buying your first home is an exciting, yet daunting time, and if you’re just starting out on the journey to homeownership, there is a huge learning curve [...]