Mortgage Payment Protection

Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage payment protection in place, you won’t lose the roof over your head if the worst happened. Mortgage Payment Protection Insurance (MPPI) is a policy…

Guiding you through your remortgage

Your Remortgage – guiding you through the process. Confused about how a remortgage works? We know moving to a new mortgage lender can be a daunting prospect, especially if you’ve not done it for a while or in fact ever! We understand that and want to help reassure you that it needn’t be as scary…

Remortgaging – how long does it take?

Are you unsure about the remortgage process? Do you have questions about how quickly things happen? This article will clear up any confusion, answer some of the most frequently asked questions about remortgage timescales and provide advice about how you can help speed up the process. How long does the process take? Some of the…

Completing your Remortgage Questionnaire

Have you received your remortgage questionnaire and don’t know where to start? Do you need some help from us so that you can complete it? This article will talk you through why the questionnaire is important and what information we need. Why do I need to complete the questionnaire, I have already given this information…

Should you remortgage?

Should you remortgage? Taking out a new mortgage on a property you already own is known as remortgaging. Why should you remortgage? There are plenty of good reasons to take this step – and several good reasons why it might not be the best idea for you. If you’re thinking of remortgaging, check out our…

What is equity release?

Equity release: The fastest growing sector in the mortgage market What is equity release? Equity release provides homeowners over the age of 55 with the option to release money from their home. They can continue to live in the property whilst supplementing their income without necessarily having to commit to any monthly repayments. A lifetime…

Completing your Mortgage Deed

Questions about your mortgage deed? Not sure how to complete the deed correctly? Reading this article will set your mind at ease and guide you successfully through this process. What is the Mortgage Deed? This can sometimes be known as the legal charge form. Your mortgage deed is usually a 1 or 2 page document…

Understanding your Transfer of Equity

Confused about what a Transfer of Equity is? Unsure about what happens and what you need to do? This article will help you understand this process in more detail. What is a Transfer of Equity or Transfer of Title? A Transfer of Equity or Transfer of Title is when someone is added or removed from ownership…

Information about your redemption statement

Do you have questions about your redemption statement? This article shows some of the most frequently asked questions about what a redemption statement is, early redemption penalties and timescales. What is a redemption statement? A redemption statement is provided by your current lender and will tell us how much you owe on your existing mortgage. Do…