First Time Buyer

Mortgage Payment Protection If you found yourself unable to work due to an illness, injury or redundancy, chances are you’d struggle to make your monthly mortgage payments. If you have mortgage payment protection in place, you won’t lose the roof over your head if the worst happened. Mortgage Payment Protection Insurance (MPPI) is a policy…

If you’re struggling to get on the property ladder there are a number of government schemes designed to give you a leg up. In this article, we look at the various options available to you, depending on whereabouts in the UK you reside. Help To Buy – Equity Loans Help To Buy England With this…

4 things you must do BEFORE you start house hunting Buying a new home is one of the biggest decisions you’ll ever make, so it’s worth putting the work in before you start your search, to ensure you’re properly prepared. Our list of things to do before you start house hunting will help you get…

It’s a well documented and often quoted fact that these days, the majority of millennials are struggling to pull together a large enough deposit to buy their first home. The increased cost of living combined with stagnant wages and job insecurity is making saving an unrealistic prospect for many young people. In order to get…

What is a tracker mortgage? There are thousands of mortgage products available on today’s market, and knowing which one is right for you can be a real headache. However, they generally fall into one of two camps – fixed or variable. Tracker mortgages are a kind of variable mortgage which usually tracks the Bank of…

By now, we’ve all seen countless TV shows devoted to DIY, home improvements and property renovation. Whether they’re about building a grand design, transforming a French chateau or picking up a bargain to sell on, we can’t get enough of them! The TV experts often make big projects look easy, but in reality, taking on…

As a homeowner, do you need life insurance? No one likes to imagine what would happen to their loved ones in the event of their death. But sometimes, the unthinkable does need thinking about. If you have children, a partner or other dependents who rely on you to pay the mortgage on your property, then…

Are you confused about the difference between leasehold and freehold? You’re not alone. In this article, we explain the meaning of these common property terms and outline why they’re important for you as a homeowner. In a nutshell, the terms leasehold and freehold relate to the two ways in which you can own a property….

Your conveyancer Your conveyancer will play a big part in the process of moving home – it can be a stressful and busy time, and people often cite the legal aspects of moving as the most difficult part of all. This is largely due to the fact that most people don’t really understand the conveyancing…