What do I do if I have lost my deeds?

The procedure will depend on whether the property is registered or unregistered and how they came to be lost. If title for your property is registered in H.M Land Registry then since the Land Registration Act 2002 came into force this may no longer constitute a problem. In the more unusual situation where title to you property is not registered in H.M Land Registry the individual circumstances will need to be investigated and specialist legal advice may be required to resolve the situation.

My neighbour says he owns part of my garden. What should I do?

You will usually need to compare your neighbours title with your own to establish the position. Provided your neighbours title is registered in H.M Land Registry you will be able to examine a copy of your neighbours title and plan of his property without your neighbours consent by making an application to H.M Land Registry for copies of the title and plan. If the land in question is not registered in H.M Land Registry you will be likely to require specialist legal advice and assistance.

What happens at the end of the lease term?

At the end of the lease term possession of the property reverts to the freeholder. However it may be possible to negotiate a new lease or an extension of the original one. In certain cases you can insist on an extension or the purchase of the freehold.

What do I do about the services at the property when I move?

As soon as you know your moving date you should notify the electricity, gas and telephone companies. They will then prepare a final bill. Consider redirecting your post with the post office.

Who do I notify?

Any mail order subscriptions
Banks
Building Societies
Credit Card Companies
Dentist
Doctor
DVLC
Employer
House Insurance Company
Local Authority Council Tax Department
Milkman
Paper shop
TV Licensing
Water Company
Window Cleaner

My spouse has died what happens to the property?

If the property is in joint names your title will need to be checked to see if the property automatically passes to you. If the property is in your spouse's name a grant of probate or letters of administration will be required.